THURSDAY, Nov. 18 (HealthDay News) -- Patients in the United
States are more likely to forgo medical care because of cost than
residents of other developed countries, a new international survey
Compared with 10 other industrialized countries, the United
States also has the highest out-of-pocket costs and the most
complex health insurance, the authors say.
"The 2010 survey findings point to glaring gaps in the U.S. health care system, where we fall far behind other countries on many measures of access, quality, efficiency and health outcomes," Karen Davis, president of the Commonwealth Fund, which created the report, said during a Wednesday morning press conference.
The report --
How Health Insurance Design Affects Access to Care and Costs, By
Income, in Eleven Countries -- is published online Nov. 18 in
"The U.S. spent far more than $7,500 per capita in 2008, more than twice what other countries spend that cover everyone, and is on a continued upward trend that is unsustainable," Davis said. "We are clearly not getting good value for the substantial resources we allot to health care."
The recently approved Affordable Care Act will help close these
gaps, Davis said. "The new law will assure access to affordable
health care coverage to 32 million Americans who are currently
uninsured, and improve benefits and financial protection for those
who have coverage," she said.
In the United States, 33 percent of adults went without
recommended care or drugs because of the expense, compared with 5
percent in the Netherlands and 6 percent in the United Kingdom,
according to the report.
In addition, 20 percent of U.S. adults had problems paying
medical bills, compared with 9 percent in France, 2 percent in the
United Kingdom, 3 percent in Germany and 4 percent in the
More than one-third (35 percent) of U.S. adults paid $1,000 or
more in out-of-pocket medical costs in the past year, the authors
The researchers used data reported earlier this year by 19,700
adults included in the Commonwealth Fund's 2010 international
health policy survey, which focuses on insurance and access to
health care in these 11 countries: Australia, Canada, France,
Germany, the Netherlands, New Zealand, Norway, Sweden, Switzerland,
the United Kingdom and the United States.
In the United States, 31 percent of adults spent a lot of time
dealing with insurance paperwork, had claims denied, or their
insurer paid less than anticipated. Patients younger than 65 were
more likely than those on Medicare to report problems dealing with
health insurance providers.
In Switzerland, 13 percent reported these problems as did 20
percent of patients in the Netherlands and 23 percent of patients
in Germany. All three countries have competitive health insurance
markets, the authors pointed out.
Although the uninsured in the United States were the most likely
to go without needed care, insured adults with below-average
incomes were twice as likely as higher-income adults to skip
medical care because of costs, the report found.
The survey also found disparities between the United States and
other countries regarding access to medical care.
"The findings in other countries indicate that it is possible to design insurance benefits and protection, even when cost sharing is included in the insurance design, in a way that values access and assures financial protection, and simplifies experiences with insurance," Cathy Schoen, senior vice president at the Commonwealth Fund, said during the press conference.
Kim Bailey, senior health policy analyst at Families USA, said:
"The findings of the Commonwealth Fund's analysis highlight the
dire situation that many American families face when it comes to
the affordability of care, and the need for the improvements in the
quality and availability of coverage that the Affordable Care Act
will bring. By comparing the U.S. experience across a range of
access and cost-related measures to the experiences of health care
consumers in other countries, the magnitude of the problem within
our system becomes clear. American families are clearly in need of
a helping hand, and the Affordable Care Act will make great strides
toward improving access to care while reducing out-of-pocket
Republicans have vowed to scale back the controversial health
reform law when the new Congress is seated in January, but it's not
clear how much impact they may have.
For more information on health care in America, visit the
U.S. Department of Health and Human Services.
Please be aware that this information is provided to supplement the care provided by your physician. It is neither intended nor implied to be a substitute for professional medical advice. CALL YOUR HEALTHCARE PROVIDER IMMEDIATELY IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition.
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